After you’ve selected your home, made your offer, and are waiting for the next steps, here are some important reminders to ensure your loan will continue to progress smoothly:
- Continue working at the job shown on your loan application.
- Wait to make any large purchases until after the deal is done. (No new cars, furniture, appliances, etc.)
- Make all current loan or credit payments on time.
- Keep your down payment money ear marked for your purchase.
- Don’t check your credit score for any other purchases.
- If you make any large deposits, make sure you have a detailed explanation for the source of funds.
- Avoid switching banks or moving your money to a different bank account.
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This content is provided for informational purposes only and is not to be construed as legal, financial, or real estate advice.