Typically the process of going to the title company to sign documents (the signing) is thought of by the parties involved as the ‘closing’ and new buyers often anticipate getting the keys to their new home at that time. Although the signing is a very important part of the closing process, in reality, the transaction does not ‘close’ until the funds are provided to the title company, (either with cash from the buyer or loan proceeds from the borrower’s new loan) and the deed to transfer title is recorded at the county courthouse. It is not unusual for this to occur a day, or a few days, after signing.
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